CALL OR TEXT 931-648-1000
Everyone comes to a point in their life where they find themselves needing help. If an unexpected event happens like loss of job, cut in hours, car breaks down, or medical issues then their is no money left for the rent, utilities, your week to week expenses. You may not know where to look for the help you need. All you have to do is call 211 or 931- 552-4636 (INFO) and we will give you the information you need. Don't be embarrassed to ask for the help you need.
Your spouse, partner, children or extended family may also be feeling anxious during these times. Talk to them, include them in planning. It helps to give each member of the family the opportunity to help you if they can. By sharing your burden you will not feel so overwhelmed.
Develop a short and long term plan. you may need to stabilize your life before you can build another career.
If you have been laid off and can not pay your expenses, now is the time to prioritize your expenses.
Access your available cash & current income
There are times in everyone's life when circumstance can disrupt life. If you are unable to make your minimum payments on your bills, take a proactive approach & contact your creditors concerning your financial limitations. Avoiding your creditors will only make it worse. Write them a letter stating that you are unable to make the minimum payment at this time and offer a lower payment until you return to work. Don't wait till you hear from them, do it now.